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Solbank Mortgages In Spain

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Solbank Mortgages-To finance the purchase of your home, Solbank offers you various types of Mortgage, so that you can choose the one best suited to your needs.

Solbank Fixed Interest Rate Mortgage

To pay the same monthly repayment consistently throughout the life of the loan
Sol Bank Mixed Mortgage

To ensure payments over the first four years, guaranteeing the interest rate in case of possible rate increases in the short and medium term. After this initial period, your mortgage will be adapted to the current market interest rate and will be revised annually.

Solbank Variable Interest Rate Mortgages

To enjoy a lower interest rate during the first year and have your Mortgage repayments revised annually according to the interest rates in force at the time.

In addition, if you choose the Solbank Personal Mortgage in our variable rate mortgage option, you can take our a loan which will cover the purchase of the home that will be your usual place of residence, and in future you will have a personal loan to pay for anything you wish, from buying a car to renovating your home, plus the added advantage of lower interest rates than any other personal loan.

The capital you pay off will continue to be at your disposal during a long period of time, so that you can use it for anything you wish.

You can choose to peg your Mortgage rate against either of the two following indexes:

IRPHce: Reference Index for Mortgage Loans (for all finance organizations), published by the Bank of Spain.

EURIBOR: European Interbank Offered Rate, published by the Central European Bank

You can find out more information on all Solbank Mortgages at www.solbank.com




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