Mortgages in Spain
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Remortgages In Spain Mortgages Spanish Remortgages

Spanish Mortgages In Spain

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Mortgages (please fill in all fields) Other information
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Remortgages in Spain are becoming more and more commonplace as both foreign property owners and Spanish Nationals want to take advantage of the recent house price increases by removing equity from their home.

Many people simply want to remortgage simply to pay off other debts, pay for their childrens education or to invest in other properties which they will then let out.

Traditionally remortgaging your house in Spain has not been that easy but as the Banks get used to the demands of the modern customer and more people are becoming wealthier through property the criteria for lending money against the current value of your house is becoming easier to meet.

As with all mortgages in Spain the lower the size of the mortgage is in relation to the value of the property the easier it is to borrow the money.

Remortgaging up to 50% of the value of your property is easy, remortgaging up to 90% of the value of your property is difficult. Most Banks will consider most proposals though and the more information that you can provide with regards to proof of income or proof of wealth the easier it will be to remortgage your property.

As a rule the Banks or Mortgage companies in Spain will not need to know what you intend to do with the money but again the more information that you have or are able to provide the better.




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