|
 La Caixa Mortgages are available to both Residents and Non Residents of Spain.
La Caixa are one of Spains largest Savings Banks with a huge number of Branches all over Spain.
You will find that in the main Ex Pat areas, ie the Costas, that most if not all the Staff at La Caixa Branches are able to speak a high level of English.
Below are some brief details about the many different mortgages that La Caixa Bank offer.
La Caixa Open Mortgage
Allows you to choose when to repay the loan along with flexible terms for payments and fixing interest rates at various times throughout the loan.
The open Mortgage gives you peace of mind and the ability to adapt to the many changes that can and do occur throughout your life.
For example you may need to buy a new car, you may start or family or simply wish to extend your current home. The open mortgage can accommodate such changes.
La Caixa Young Persons Mortgage
Opened with exclusive conditions for young people of up to 30 years who wish to finance their first home. During the first six months you will enjoy a type of preferred and exclusive interest rate of 3.75% providing that you apply via the Internet.
La Caixa Mortgage for Building your own home.
La Caixa have a special mortgage product that can assist you when you are building your own home or adding an extension.
The difference with these loans are the terms by which you receive the money. For example if you are building your own home you will need chunks of money at various times throughout the project rather than just one, large sum at the start.
La Caixa Changing House Mortgage
With this mortgage you can now buy a new house without having to sell the present one with haste, because La Caixa will lend you up to 80% of the value of the new house and, in addition, they provide up to 80% of the value of your present house. Thus, you will the funds available to purchase your new home without selling the old house.
Go through to there website for all information on La Caixa Mortgages in Spain
| 
