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BBVA are one of Spains leading banks and are able to offer BBVA mortgages to Non Residents and of course Residents alike.
BBVA mortgages are available in the Euro or various other currencies and they are happy to finance up to 70% of the value of the property that you are purchasing.
With a Mortgage through BBVA you can borrow the money for a term of up to 25 years and they are also happy to allow you to make early repayment at anytime.
BBVA Non Resident Mortgages also come with a few extra perks such as an evaluation of the properties basic features providing you with analyzes of its condition and value, tips on how to optimize the properties value and the availability of obtaining further financing for any works or improvements that can or should be made.
Getting a mortgage with BBVA will also eliminate the problem of getting in touch with all the various Utility Companies. A BBVA employee will happily arrange for the connection or transfer of Water, Gas, Electricity and Telephone number into your name, ready for you to move into.
BBVA Mortgage valuations are done by pre-approved firms who are able to produce an Independent Valuation on your property with the minimum of fuss.
Before you apply or approach BBVA about a Mortgage make sure that you have the following paperwork in order.
" Personal Particulars: Youre Passport or other official ID.
" If youre an Employee: 6 Months Pay slips and your last years tax returns
" If youre self-employed: Your annual tax return and annual certified accounts.
" If youre retires: Any details relating to Pension Income etc.
The banks website will provide you with information on all current BBVA mortgages in Spain
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