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Abbey Mortgages In Spain

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Abbey mortgages in Spain should be easier to come by once the merger with Spain's Banco Santander goes through and they fully integrate themselves.

At the moment it is possible to raise money on your property in the UK to pay for your property in Spain.

Many of the other leading UK high street Banks such as the Halifax and Barclays have a large network of branches throughout Spain that make it easy and cheap to transfer money between the UK and Spain. It is envisaged that these benefits and many more should come out of the merger.

As a rule the lending Banks in Spain are not as flexible as the Banks back in the UK and this is why it may be easier to get a mortgage on your property at home rather than a typical Spanish Mortgage from the Abbey.

You will generally need at least a 20-30% deposit for any property that you buy in Spain and should allow a further 10% of the purchase price for costs such as Stamp Duty, set up fees and Solicitors costs. Stamp duty alone is 6% of the purchase price in Spain.

You will also of course need proof of income and it must be sufficient enough to cover any worldwide debts that you have.

For further advice on the Abbey in Spain and Abbey Spanish Mortgages please go through to their website www.abbey.com


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